“It’s never too late to retire early”
Is Social Security at risk of going bankrupt?
Since payroll taxes fund the program, it can’t go bankrupt. As long as there is a workforce that continues to take out taxes, Social Security will still be around for retirees.
However, this does not remove all concerns. A trustee report projected that Social Security trust funds would likely run dry by 2034. Should that happen, benefits will need to be cut significantly.
While Congress has time to fix this potential problem, it is a safer bet to have a fallback plan.
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It’s never too late to start saving,
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