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This Social Security strategy is great for couples

This Social Security strategy is great for couples


The great thing about retiring a married couple is supporting one another logistically, emotionally, and financially during that transition. If you’re part of a couple where you and your spouse both worked, then you may be in a solid position to maximize your retirement income. This especially holds true if you both socked away money in a retirement savings account.


But withdrawals from savings won’t be your only income source during retirement. For example, if you and your spouse both worked, you may each be entitled to a Social Security benefit of your own. And in that case, teaming up to file strategically could put you in a great position to retire when you want to, all the while getting more money out of the program.

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Gordon Fox is the editor of investinglate.com and writes about Investments, Savings, and how to make the most of your money