“It’s never too late to retire early”
While social security is indeed a vital resource when it comes to retirement, it was never intended to replace personal retirement savings. Unfortunately, one in five retirees is reliant on social security alone. This can lead to debt problems or dependence on their children.
There are some steps to be taken if you find yourself ill-prepared for retirement:
- Consider how much social security will cover versus what you estimate you will need.
- Look into other forms of financial assistance.
- Consider getting a job to help bring in additional income.
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